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We all know that we need to maintain our homes and that they age over time. The thing with electricity is that it’s constantly moving every time you turn something on. That’s how electricity works. It’s a moving force of energy. So, with that said, we looked for a financing partner to help you get the work you needed while we get paid on time for the work we provided. We’re very excited to share with you what we’re able to offer.

Financing Options

6 Months, Deferred Interest with Minimum                 Interest:  17.99%                                        Min. Loan Amount:  $500

       Monthly Payments

Pay your loan within 6 months and pay no interest. However, if you’re still paying your loan off at the end of the promotional period, you will be subject to an accrued 17.99% loan fee.

It’s important to understand that the interest accrues through the duration of the loan, whether it’s in the promotion period or not. So, when you hit month 7, an accrued interest fee will show up on your bill. In order to pay zero interest, you really do need to pay off your loan within the 6 months.

12 Months, Deferred Interest with Minimum                 Interest:  17.99%                                        Min. Loan Amount:  $500

    Monthly Payments

Pay your loan within 12 months and pay no interest. However, if you’re still paying your loan off at the end of the promotional period, you will be subject to an accrued 17.99% loan fee.

It’s important to understand that the interest accrues through the duration of the loan, whether it’s in the promotion period or not. So, when you hit month 13, an accrued interest fee will show up on your bill. In order to pay zero interest, you really do need to pay off your loan within the 12 months.

12 Months, Zero interest with NO Monthly Payments                 Interest:  17.99%                                        Min. Loan Amount:  $1,000

     Same As Cash

Pay your loan within 12 months and pay no interest. However, any portion of the loan that remains outstanding is subject to 17.99%.

You don’t have to pay monthly during this promotion time if you don’t want to. However, if you’re trying to save money, we highly recommend paying this loan off within the 12 months so that you’re not hit with the 17.99%. It’s not accrued, so any portion of the loan that remains unpaid is the only portion that receives the 17.99% interest.

18 Months, Zero interest with NO Monthly Payments                 Interest:  17.99%                                        Min. Loan Amount:  $1,000

     Same As Cash

Pay your loan within 18 months and pay no interest. However, any portion of the loan that remains outstanding is subject to 17.99%.

You don’t have to pay monthly during this promotion time if you don’t want to. However, if you’re trying to save money, we highly recommend paying this loan off within the 18 months so that you’re not hit with the 17.99%. It’s not accrued, so any portion of the loan that remains unpaid is the only portion that receives the 17.99% interest.

90 Months, 9.99% APR with Monthly Payments                  Interest:  9.99%                                        Min. Loan Amount:  $1,000

This is the loan for those who don’t think they can get the loan paid off within 6, 12, or 18 months. This is a lower risk loan that gives you a straight 9.99% throughout the duration of the loan. This loan also gives you the lowest monthly payments.

Financing Procedures

Your emailed estimate includes a link that takes you to the financing application. That’s the only place to get that link.

We do not receive your financial information. The application is with a third party and is completely secure. We’re paying for the service to better serve your needs. You need electrical. Electrical is expensive. We found a financial institution with reasonable rates on both sides—for you and for us—to help you get what you need with a payment plan you can afford.

The process is simple.

  1. Open the email with your estimate.
  2. Click the financing link in your email.
  3. Fill out the application.
  4. You’ll know if you were approved, and which financing options are available to you instantly.
  5. The approved amount is sometimes higher than the estimate. That does not mean this is your loan amount. That’s just how much you can finance if you choose to finance the electrical work.
  6. If you’re offered a choice, choose the loan that makes the most sense to you. If you choose a deferred payment plan or a 0% interest loan, be sure to get it paid within the promotion time of 6, 12, or 18 months to negate the 17.99% interest.
  7. When you call us to schedule the work, let Frankie or Michelle know that you received financing.
  8. When we send you the invoice after you’ve approved the work, let us know that we can apply the payment through your approved loan.

We’ll process the payment, and your loan starts that day for the actual invoice amount. We’re paid that same day, and you get the time to pay as you need.  

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